If you are planning to refurbish, remodel or furnish your home, using a credit card can help you earn some exciting rewards and discounts. Home design credit cards offer unique features that could greatly benefit homeowners or renters. Let’s explore some of the best home design credit cards and see what rewards they offer.
1. Home Depot Credit Card
The Home Depot Credit Card is a popular choice for homeowners who frequently shop at Home Depot. With this card, you can enjoy either a 0% introductory APR for up to 24 months on purchases over $299, or 5% off on eligible purchases. This card not only helps finance your home renovations, but also earns rewards through the Home Depot rewards program. You can redeem your rewards for products or services at Home Depot.
2. Lowe’s Advantage Credit Card
Lowe’s Advantage Credit Card is ideal for homeowners planning to purchase appliances, furniture, hardware, or other items from Lowe’s. With this card, you can get 5% off on eligible purchases or six months of special financing on purchases over $299. You’ll also earn rewards points that can be redeemed for in-store discounts or for Lowe’s exclusive products and services.
3. IKEA® Visa® Credit Card
If you’re looking for unique and stylish home decor, furniture, or accessories, the IKEA® Visa® Credit Card is perfect for you. This credit card offers 5% back in rewards for every purchase you make at IKEA, plus exclusive cardholder benefits such as free shipping on IKEA products and no annual fee. These rewards can be redeemed for free IKEA products or discounts.
4. Wayfair Credit Card
The Wayfair Credit Card is perfect for those who love online shopping for home decor or furniture. This card offers $40 off your first order of $250 or more, plus 3% back in Wayfair Rewards with every purchase. You can also enjoy perks like free shipping, a dedicated credit line, and interest-free financing for purchases over $500. Wayfair Rewards can be redeemed for discounts on future purchases.
5. The Crate and Barrel Credit Card
If you frequently shop at Crate and Barrel for home essentials, you may want to consider the Crate and Barrel Credit Card. This credit card offers 10% back in rewards for every purchase you make at Crate and Barrel, CB2, and The Land of Nod, as well as free standard shipping on qualifying orders. What’s more, you can get 6-12 month deferred financing and exclusive access to events and sales.
6. HomeGoods Credit Card
HomeGoods Credit Card is ideal for those who love shop at HomeGoods for impressive savings on unique furniture, decor, and other home accessories. With this card, you can enjoy exclusive perks such as 5% off every purchase at HomeGoods, TJ Maxx, Sierra, and Marshalls stores nationwide. Additionally, you can benefit from unexpected discounts and unique finds while keeping your finances in check.
In summary, having a home design credit card can help you save on your home renovation, furnishings, and decor purchases while earning rewards or cashback. Do more research on these cards and choose the one that suits your style, preferences, and budget. Whether you prefer brick-and-mortar shopping or online deals, you’ll find a home design credit card that helps bring your vision of a perfect home to life.